Life assurance
Take care of your new family
It's easy to think that you will always be there to take care of your family, to protect and provide for their needs – but unfortunately it's something you can't guarantee.
But you have the option to help secure your family's financial future - and by selecting the right life protection you can ensure your family's future is protected. Life cover+ is designed to help protect the people that matter to you most, by ensuring financial help to them if you were to die or be diagnosed with a terminal illness. The cover will generally pay out a cash sum (the 'sum assured') in the event of your death or diagnosis of a terminal illness during the policy term.
Life cover policies
Life cover policies are designed to suit your specific requirements in terms of covering any outstanding financial commitments, whether it be to pay your outstanding mortgage balance, or to help with monthly bills and other ongoing payments.
There are two main policy options that provide life cover. These are Family life assurance and Mortgage life assurance. Click on either one to find out more.
Additional options
Family Income Benefit
Family Income Benefit (FIB) is a term insurance product that, in the event of a claim, pays out a regular income for the remaining term of the policy, instead of a 'one off' lump sum.
It is used to provide financial security covering regular financial commitments, including ordinary everyday living expenses, until a fixed point in the future.
Critical Illness cover
Critical Illness Cover provides a tax-free lump-sum on diagnosis of a specified serious illness, and then it is for you to use as you wish.
Waiver of Premium
Waiver of Premium is an option that can be added to your Life/Mortgage Assurance to protect your policy payments.
Life cover is the sensible and affordable way to prepare for the unexpected and helps to give you and your new family the peace of mind to relax and enjoy life.
Call us on 0845 600 4664* to speak to an adviser today.
+Bounty Money is a trading name of Bounty (UK) Limited (Co. No 00631367) which is an Introducer Appointed Representative of Skipton Building Society (SBS). SBS is authorised and regulated by the Financial Services Authority (FSA) under register number 153706. Principal Office: The Bailey, Skipton, North Yorkshire BD23 1DN. Life Cover is arranged by SBS and provided and administered by Direct Life & Pension Services Ltd, Metro House, Northgate, Chichester, West Sussex, PO19 1BE who is authorised and regulated by the Financial Services Authority. Registered office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registered in England no 2467691.
*Telephone calls may be recorded and monitored for training purposes (Mon-Thurs 9am-8pm, Fri 9am-5.30pm, Sat 9am-12pm.)